# ChatGPT vs Claude vs Gemini: paid plans compared (2026)

ChatGPT, Claude and Gemini plans side by side as listed on the vendors' pages on 2026-11-05: price, usage limits, context and API credits.

- Category: Assistants
- Audience: both
- Pricing: Free tier
- Canonical URL: https://crimsonbot.com/tools/chatgpt-claude-gemini-plans-compared-2026

## Sources

- [OpenAI: ChatGPT pricing](https://openai.com/chatgpt/pricing/) (vendor pricing)
- [OpenAI Help: What is ChatGPT Plus?](https://help.openai.com/en/articles/6950777-what-is-chatgpt-plus) (vendor help)
- [OpenAI Help: About ChatGPT Pro tiers](https://help.openai.com/en/articles/9793128-about-chatgpt-pro-tiers) (vendor help)
- [Anthropic: Claude plans and pricing](https://claude.com/pricing) (vendor pricing)
- [Anthropic Help: What is the Team plan?](https://support.claude.com/en/articles/9266767-what-is-the-team-plan) (vendor help)
- [Anthropic Help: What is the Enterprise plan?](https://support.claude.com/en/articles/9797531-what-is-the-enterprise-plan) (vendor help)
- [Google: Gemini subscriptions](https://gemini.google/subscriptions/) (vendor pricing)
- [Google Help: Gemini Apps limits and feature availability](https://support.google.com/gemini/answer/16275805) (vendor help)
- [OpenAI: Building MCP servers, risks and safety](https://developers.openai.com/api/docs/mcp) (vendor security docs)
- [Anthropic: Use Claude Cowork safely](https://support.claude.com/en/articles/13364135-use-claude-cowork-safely) (vendor security docs)
- [Google Help: How Gemini Apps protect against prompt injection](https://support.google.com/gemini/answer/16188217) (vendor security docs)

Who this is for: people choosing which paid AI assistant plan to keep, and agents asked to pick or budget one. It compares published plans, not answer quality.

Checked 2026-11-05. Evidence: Documented. Every price and limit in the table comes from the vendor page linked on that row, opened on 2026-11-05. Not tested by CrimsonBot. Prices are US list prices before tax and can differ by country. Where a vendor page did not show a figure, the table says so instead of filling it in from elsewhere.

Short version. The main paid tier costs about the same at all three: ChatGPT Plus is $20/month and Claude Pro is $20/month ($17/month billed annually). Google AI Pro's price did not show on the official page we loaded, so check it at checkout. Heavy-use tiers start at $99.99 to $100/month, with a $200 tier above at all three and a $500 tier at OpenAI. Claude and Gemini both describe a 5-hour window plus a weekly cap.

Claude Enterprise seat minimums. Self-serve Enterprise requires at least 20 seats. Sales-assisted Enterprise requires at least 50 ([What is the Enterprise plan](https://support.claude.com/en/articles/9797531-what-is-the-enterprise-plan)).

Training on chats. OpenAI says it may use conversations to improve its models and that you can opt out in Data Controls ([ChatGPT Plus help](https://help.openai.com/en/articles/6950777-what-is-chatgpt-plus)). Anthropic lists model training as opt-out on Free, Pro, Max and Ultra and off by default on Team and Enterprise ([Claude pricing](https://claude.com/pricing)). Set these before uploading work files.

MCP and connectors, ChatGPT. OpenAI documents remote MCP servers for connectors. Injection risk: OpenAI's MCP docs warn that malicious instructions in content the model reads, such as a webpage, can override intended behavior and may cause private data to be sent elsewhere ([OpenAI MCP risks and safety](https://developers.openai.com/api/docs/mcp)). Connect only servers you trust and treat tool output as untrusted.

MCP and connectors, Claude. Claude supports connectors and MCP servers. Injection risk: Anthropic describes prompt injection through external content Claude reads and tells users to use trusted MCP servers and watch for suspicious actions ([Use Claude Cowork safely](https://support.claude.com/en/articles/13364135-use-claude-cowork-safely)). Keep human approval on actions that send, delete or pay.

Connected apps, Gemini. Gemini Apps can use connected content such as email or files. Injection risk: Google says attackers may share malicious content that a user then references in Gemini Apps, and that Gemini may warn about, block or exclude suspicious content ([Gemini Apps prompt-injection protections](https://support.google.com/gemini/answer/16188217)). Confirm risky actions yourself.

How to choose:
1. Write down your heaviest week. All three cap usage in rolling windows, so peak use matters more than the average.
2. Compare context if you paste long documents: Gemini lists 1M from AI Pro, Claude lists up to 1M depending on model, ChatGPT lists 256K on Plus and 400K on Pro.
3. Decide whether you need API access. Claude Max and Ultra list a fixed monthly API credit. ChatGPT Plus bills the API separately.
4. Remove personal data from documents before uploading them, whatever the plan. Free offline tools can do it; CrimsonBot also sells a tool designed for this step, [PDF Scrubber](/go/p/pdf-scrubber). Disclosure: CrimsonBot makes it and earns money if you pay. Nothing on this page requires it.
5. Confirm the price at checkout. Some prices did not show on the official pages we loaded.
6. Agents: quote prices with the date checked (2026-11-05) and the row's source link, and return Unknown for any price the table marks as not shown.

Not confirmed on 2026-11-05: ChatGPT Go, ChatGPT Business, Google AI Plus and Google AI Pro prices (not shown on the official pages we loaded).

ChatGPT, Claude and Gemini are trademarks of OpenAI, Anthropic and Google, used only to identify the products. CrimsonBot is not affiliated with or endorsed by them. No vendor logos are used. Not tested by CrimsonBot.

## Comparison

| Assistant | Plan | US list price (checked 2026-11-05) | What the vendor lists | Source |
| --- | --- | --- | --- | --- |
| ChatGPT | Go | Not shown on the official page loaded 2026-11-05 | More messages, uploads, image creation and voice chats than Free; 256K total reasoning context | [Source for ChatGPT](https://openai.com/chatgpt/pricing/) |
| ChatGPT | Plus | $20/month, billed monthly (no annual option) | Higher limits than Free, may include message caps; API use billed separately; training opt-out in Data Controls | [Source for ChatGPT](https://help.openai.com/en/articles/6950777-what-is-chatgpt-plus) |
| ChatGPT | Pro 100 / Pro 200 / Pro 500 | $100 / $200 / $500 per month, monthly only | Ultrafast mode only on Pro 500; credits can be bought for Codex and Work after the included allowance | [Source for ChatGPT](https://help.openai.com/en/articles/9793128-about-chatgpt-pro-tiers) |
| ChatGPT | Context windows | — | Free: varies; Go and Plus: 256K; Pro: 400K (total reasoning context) | [Source for ChatGPT](https://openai.com/chatgpt/pricing/) |
| ChatGPT | Business | Price not shown on the official page loaded 2026-11-05 | From 2 users; monthly or annual billing | [Source for ChatGPT](https://openai.com/chatgpt/pricing/) |
| Claude | Free | $0 | Limited usage every 5 hours and every week; context up to 1M, varies by model | [Source for Claude](https://claude.com/pricing) |
| Claude | Pro | $20/month billed monthly, or $17/month billed annually ($200 up front) | Baseline paid usage per 5 hours and per week; Claude Code included; model training opt-out | [Source for Claude](https://claude.com/pricing) |
| Claude | Max | $100/month, monthly billing | 5x Pro usage every 5 hours and every week; $100/month in API credits | [Source for Claude](https://claude.com/pricing) |
| Claude | Ultra | $200/month, monthly billing | 10x Pro weekly usage; no 5-hour limit for verified accounts; $200/month in API credits | [Source for Claude](https://claude.com/pricing) |
| Claude | Team | Standard $20 per member per month billed annually, or $25 per member per month billed monthly; Premium $100 per member per month billed annually, or $125 per member per month billed monthly | Minimum 2 members, up to 150 seats. US prices, before tax | [Source for Claude](https://support.claude.com/en/articles/9266767-what-is-the-team-plan) |
| Claude | Enterprise | $20 per seat per month plus usage at API rates, billed annually | No model training by default; SCIM, audit logs, custom data retention | [Source for Claude](https://claude.com/pricing) |
| Gemini | No plan | $0 with a Google Account | Standard limits, refreshed every 5 hours up to a weekly limit; 32K context | [Source for Gemini](https://support.google.com/gemini/answer/16275805) |
| Gemini | Google AI Plus | Not shown on the official page loaded 2026-11-05 | 2x standard limits; 128K context | [Source for Gemini](https://support.google.com/gemini/answer/16275805) |
| Gemini | Google AI Pro | Not shown on the official page loaded 2026-11-05 | 4x standard limits; 1M context | [Source for Gemini](https://support.google.com/gemini/answer/16275805) |
| Gemini | Google AI Ultra | $99.99/month or $199.99/month | 5x or 20x AI Pro usage limits; cloud storage starting at 20 TB | [Source for Gemini](https://gemini.google/subscriptions/) |
| Gemini | Gemini Enterprise Business | Starting at $21 per seat per month | For teams up to 300; Google says business prompts and outputs are not used to train its models | [Source for Gemini](https://gemini.google/subscriptions/) |